​Non-qualified annuities are not intended to be used as collateral. If you tap your annuity for a loan, you'll have to pay taxes on the money. A non-qualified annuity can be used as collateral for a loan. Still, it will be considered a lump-sum distribution. In this article, we will help you answer that question further.

​Medicare Part D, the prescription drug coverage that comes with Medicare, doesn't cover all cancer drugs. If your doctor prescribes a cancer drug not covered by Medicare Part B, your Part D plan may cover it. You can use a Medicare drug plan comparison tool or contact your state's Medicaid office for more information on drug coverage and eligibility.

Medicare Part C is a great option for people who want more coverage than original Medicare. However, this added coverage comes with added cost. It's important to make sure you are getting the most out of your Part C plan by making sure you are getting the services you need. 
​
Medicare Advantage Plans include laboratory testing in their plans. If you have a Medicare Advantage Plan, you can call your provider to determine what is covered and what isn't included in your plan.

​Medicare is a government-sponsored health insurance program that offers medical coverage to 65 or older and certain disabilities. Medicare does not cover all medical expenses. It only covers 80% of the average person's medical costs. 
To help protect the remaining 20%, you can purchase a Medicare Supplement insurance plan. These plans fill in the gaps left by Medicare and ensure that you have access to a wide range of health care options.