Medicare Supplement Store Blog
Medicare is a government-sponsored health insurance program that offers medical coverage to 65 or older and certain disabilities. Medicare does not cover all medical expenses. It only covers 80% of the average person's medical costs.
To help protect the remaining 20%, you can purchase a Medicare Supplement insurance plan. These plans fill in the gaps left by Medicare and ensure that you have access to a wide range of health care options.
Who is eligible?
To qualify, you must meet the following criteria: Your health status must be suitable for Medicare plans. Your income must be at or below certain levels (usually depending on your age, the amount of income you have, and where you live).
Your household income must be low enough to qualify for Medi-Cal or Medi-Care (California's Medicaid programs).
How to Qualify for Medicare Supplements
It is required to be over 65 and enrolled in Medicare Parts A and B to be eligible for a Medicare Supplement plan. Additionally, Medicare Supplement plans offer a way to manage your out-of-pocket health care expenses.
A Medicare supplement can help you manage the cost of health care. If you purchase a policy early enough, you can still receive the bulk discounts that you qualify for. It is something worth investing in.
If you are currently paying for medical insurance and want to know if you can keep your coverage under Medicare or purchase a Medicare supplement, you can use the free Medicare Supplement Comparison tool to see what you can afford.
How to Apply for a Medicare Supplement Insurance Plan
To apply for a Medicare Supplement insurance plan, you must be at least 65 years or older. To qualify for a Medicare Supplement, you must not have Medicare Part A (hospital coverage) or Medicare Part B (medical coverage).
Part A only applies to those who need long-term care. To apply for a Medicare Supplement, you must fill out a Medicare Supplement application form. This application will require you to provide basic information about your medical history and your assets.
The growing number of people over the age of 65 is exponential in America. It especially includes those with disabilities and those who suffer from chronic conditions. You must have the ability to make your own decisions regarding your health and your access to medical care.
Medicare is meant to be an insurance plan, so you want to get the best product for the most affordable price.
At the Medicare Supplement Store, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (732) 252-8828. You can also request a free quote by CLICKING HERE.