Can My Partner Be Covered By My Medical Supplement Plan?

​Medical supplement plans are a great way to help pay for the medical costs not covered by your health insurance plan. But can your partner be covered by your medical supplement plan? Keep reading to learn more.

What is a Medical Supplement Plan?
A Medicare Supplement insurance plan, like the majority of Medicare plans, is meant to cover only one individual. All Medicare Supplement plans don't include a spouse's coverage. It means you and your partner must purchase two separate policies to both enjoy the benefits of a medicare supplement plan.

When to enroll?
Indeed, the ideal time to purchase a Medicare supplement insurance plan would be during your Open Enrollment Period. This is a six-month window of time that begins on the first day of the month that you're at least 65 years old and are registered in Medicare Parts A and B. 

Although if certain exceptional situations involve, they allow enrolments outside their normal deadline. Also, expect to face a waiting period before your coverage takes effect.

Healthcare Options For Your Partner
If one's partner is younger and not yet qualified for Medicare, they'll require a specific type of health insurance. Other healthcare options include an employer-sponsored group policy or medical insurance acquired from insurance providers. 

Should You Get the Same Plan as Your Partner?
Medicare Supplement plans can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. Some plans include overseas travel emergency benefits covering up to 80% of eligible costs up to certain plan restrictions.

Therefore, you and your partner can both obtain the same insurance coverage. However, it is advisable to obtain insurance suited to your healthcare requirements.

Conclusion
Understanding the coverages of the plan is sometimes confusing. The best thing to align your needs to your Medicare Supplement Plan is to talk to a provider. 

At Medicare Supplement Store, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (732) 252-8828. You can also request a free quote by CLICKING HERE. The coverage discussed is not guaranteed. Please contact our agents to make sure you have adequate coverage and your needs are being met. We are happy to help!