Supplement Insurance Medigap Plans Qualifications

​Medicare Supplement plans, also called Medigap policies, are health insurance policies that work in tandem with Medicare. They help pay for some of the costs not covered by Medicare and can help make your health care more affordable.

Medicare Supplement Plan Categories
A different alphabet identifies 10 standardized Medicare supplement plans. Plan types A through G offer the same basic benefits, while Plans K, L, M, and N offer more limited benefits. The most comprehensive choice is Plan F, while Plan G offers about as much coverage with a somewhat larger deductible.

What to Know About Medicare Supplements
When it comes to Medicare, many options and plans are available. And while it can be confusing trying to figure out which one is right for you, it's important to understand all your choices.

One option you may consider is a Medicare Supplement (Medigap) plan. These plans help fill in the gaps of coverage that Original Medicare doesn't cover. In other words, they help cover deductibles, copayments, and coinsurance.

Which Plan Suits Me?
Here are things to consider when deciding which Medicare Supplement (Medigap) plan is best for you.
 
First, you need to know what's covered: Each Medigap plan covers different things, so it's important to know what benefits you're looking for. For example, some plans may cover dental and vision care while others don't.

Second, you need to consider what benefits you want. Each Medigap plan offers different benefits, so you'll need to decide which ones are most important. 

Who is Eligible for a Medigap Plan?
You can choose to purchase a Medigap policy if you have Original Medicare (Part A and Part B) to help cover a portion of the expenses that Medicare does not cover. 

You might be able to get a Medigap policy if you have a disability and are under 65.

Conclusion
There you have it! These are the basics of Medicare Supplement insurance plans. Do research before enrolling in a plan. Remember that Medigap plans are only available to those with Medicare Part A and B. 

At Medicare Supplement Store, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (732) 252-8828 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!