Why Choose Medicare Advantage for 2021?

​Make the most of life by staying healthy and spending moments with loved ones. Medicare Advantage Plan uplifts healthcare with more value for a much lesser cost. Read this article and see what it has to offer for better healthcare insurance; for a better quality of life.

Medicare Advantage at A Glance
Medicare Advantage, also called Part C, is an alternative to the Original Medicare. It offers a lot more coverage for a lower premium. The following are what's included in the Medicare Advantage Plan:    
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• Part A (Hospital Insurance), Part B (Medical Insurance), and Part D (Drug Coverage)
• Part C plans may also have lower premiums compared to the Original Medicare.
• Most plans also offer extra coverage like dental, hearing, vision, and more, which Original Medicare does not cover. Plans may also include lower pocket costs.
• Subscribing to this plan, however, requires healthcare providers to be "within the network." Expenses from healthcare providers outside the plan may cost more or may not acknowledge the insurance coverage at all.

Additional Coverage for 2021
The following are additional coverages for Medicare Plan holders for the year 2021. Some other coverage, like telehealth, includes coverage in adapting healthcare for the "new normal" during the current pandemic.

Lower Out-Of-Pocket Costs for Insulin
Part D Senior Savings Model, available to all Medicare users. This offers coverage choices for multiple insulin types at a maximum copayment of $35 for a 30-day supply.

Medicare Advantage and End-Stage Renal Disease (ESRD)
People who have ESRD can enroll in a Medicare Advantage Plan at the time of Open Enrollment within October 15-December 7, 2020. Their coverage will be effective on January 1, 2021.

Acupuncture for Back Pain
Medicare is now covering up to 12 acupuncture visits within  90 days for chronic lower back pain. It also offers additional coverage for 8 sessions if the patient shows improvement.

Telehealth & Other Virtual Services
Medicare covers telehealth services provided by healthcare providers and professionals conducting a remote two-way real-time audio and video technology. Telehealth consists of digitalized consultations, psychotherapy, and certain medical conducts usually conducted "in-person" within an office or other medical facilities.

Conclusion
Healthcare and medical preparedness has never been more critical than today. Choosing the right medical insurance plan is vital for healthcare, especially during uncertain times.

At Medicare Supplement Store, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (732) 252-8828 or Click Here to request a free quote.